residential construction loans – we make mortgages simple.
Discover Your Residential Loan Eligibility in 60 Seconds!

Invest with Confidence with Our Residential Construction Loans
Our Services
What Makes Us Different For Residential Construction Loan Borrowers:

Low Rates and Fees

Fast Approval Decisions

High Approval rates

Quick Closing on Your Schedule

Trusted California Lender
Our Residential Construction Loans Cover:

Single-family detached and attached housing

Multiple units and additional dwelling units (ADUs)

Investment and rental properties

Speculative (spec) projects

Residential subdivisions and small lot (zero lot line) subdivisions

Land and lot acquisitions

Land development
We also offer owner-builder loans and low-documentation construction programs for efficient financing.
Experience and Flexibility with RMC Funding
Since 1984, RMC Funding has guided Residential Construction loan borrowers through the lending process from application to funding. Our history in Residential Construction loans ensures a smooth borrowing experience.


Comprehensive and Flexible Residential Construction Loans
Need funding for a project already in progress? We can help complete your development. See why RMC Funding loan options are the best in the business.
Tailored Loan Programs for Your Project
We offer customized options, including conventional construction loans, government programs, and private money funding solutions. Whether you need short-term or long-term financing, our competitive rates and local expertise ensure your project runs smoothly from start to finish.

Interested in Our Residential Loans?
Talk to a Residential Construction Loan Expert
If you want to develop or own a property, RMC Funding can help. Our competitive Residential Construction loans, low rates and fees, and local expertise make us a reliable partner from project initiation to closing.

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