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Residential Construction Loans

Turn your development project into reality. RMC Funding has the expertise you need to finance your next home construction or renovation project. Our personalized construction loan programs will give you quick access to the funds you need to successfully complete your next project. We offer flexible, comprehensive lending solutions for ground-up construction, extensive improvements, fix and flips, and land purchase and development.

Our Residential Construction Loans are Available For the Following Property Types:

  • Single-family detached and attached housing
  • Multiple units and Additional Dwelling Units (ADUs).
  • Investment and rental properties
  • Speculative (spec) projects
  • Residential Subdivisions and Small Lot (Zero Lot Line) Subdivisions
  • Land and lot acquisitions
  • Land development

We Offer Owner-Builder Loans & Low-Documentation Construction Programs


Why Choose RMC Funding for Financing Your Next Construction Project


Residential Construction Loans


You’ll work with our in-house construction loan experts who will be there from start to finish. Avoid delays and surprises.

Residential Construction Loans
Residential Construction Loans


Many lenders are only comfortable financing the construction of single-family homes or multi-family projects. While we finance those too, unlike other lenders we also fund tracts of homes, student housing, assisted living facilities and mobile home parks. On a case-by-case basis, we have provided funding for construction projects while in the middle of construction, enabling builders to successfully complete their construction projects.

Residential Construction Loans
Residential Construction Loans


We design our construction financing solution to fit your project scope and needs. We offer choices of government programs, conventional construction loans and private money funding solutions.

Residential Construction Loans
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Talk to a Construction Loan Expert 

If you are a property owner looking for financing options for your next construction project, we can help. With affordable short- and long-term construction loans, our competitive rates and local lending experience will keep your project moving from purchasing your lot to lending for construction costs to permanently financing your completed project. We are a partner you can trust before, during, and after construction.